5% off Home Buyers Costs Insurance. Purchasing a property can be incredibly stressful and very expensive. Unfortunately for homebuyers there are numerous potential problems with buying and selling a home that are not always well known or understood. It does not matter whether you are a first time buyer or an experienced buy-to-let investor, these issues are part and parcel of the home-buying process. Pre-COVID more than 3 in 10 home purchases fall through which is more often than you would imagine. Our policies protect the money that you pay when buying a home.